Expert analysis suggests maintaining hold positions in Tata Power, NTPC, and Coal India, while considering buying HDFC Bank and Varun Beverages. Conversely, it's recommended to sell off shares of Indian Railway Finance Corp and Emmvee Photovoltaic Power due to technical and fundamental reasons.
Union Bank of India
UNIONBANKPrice History
Recent Discussions
Union Bank of India intends to bolster its resources by approximately INR 8,000 crores, with a significant portion coming from equity capital amounting to INR 3,000 crores. Furthermore, they're planning to issue Basel III AT1 and Tier 2 bonds worth INR 5,000 crores as part of their fundraising efforts.
The Nifty surpassed 23,950 in a five-day streak, with PSU banks experiencing significant gains. Notably, Union Bank of India spearheaded these advances, driving growth within the broader public sector banking sector.
Union Bank is planning to raise approximately 30 billion INR via a rights issue or QIP, and an additional 50 billion INR by issuing debt, according to recent board approval.
Union Bank of India plans to boost its capital by approximately INR 8,000 crores, with around INR 3,000 crores coming from equity issuance. Additionally, they aim to issue Basel III compliant bonds for an additional INR 5,000 crores in their efforts to strengthen the bank's financial position.
Union Bank of India is scheduled to hold a board meeting on May 26th, 2026, where capital raising strategies are set to be discussed. These strategies may involve equity offerings through FPO, rights issue, QIP, ESPS, bonds, or alternative methods, pending necessary approvals.
Despite a shift in valuation, Union Bank maintains robust fundamentals that make it appealing within the PSU banking sector, despite recent price fluctuations.
Union Bank has broken through a Head and Shoulders pattern, indicating potential bearish market movement. The stock's recent low highs, heavy bearish candles, and downward momentum suggest a possible downturn in the near future.
Public sector banks showed improvement in asset quality during FY26, yet margins remain under pressure, with key players such as SBI, BoB, PNB, Union Bank, and Indian Bank experiencing mixed results in Q4.
Union Bank of India's non-convertible bonds, valued in the billions, have been assigned a top 'AAA' rating with a stable outlook, ensuring secure payments through March 2026. This positive rating underscores the bank's strong financial health and commitment to timely bond repayments.
Union Bank of India demonstrates consistent growth in Customer-funded Deposits (CASA), as per their audited financials. Despite recent developments, the bank's stability remains unaffected.
Union Bank of India faces an accusation of artificially boosting deposit figures, potentially impacting their reported financial health. This could trigger investigations into potential comparable practices across other state-owned banks.
Union Bank's potential extension of its bancassurance partnership with IndiaFirst Life provides a 6-month reprieve, aligned with IndiaFirst's IPO plans, suggesting a positive outlook for the life insurance company.
Union Bank faces allegations of artificially boosting Certificate of Deposit (CASA) balances, potentially misrepresenting financial health. A whistleblower hints at questionable deposit practices in the wider banking industry, bringing sector-wide concerns to light.
Union Bank and Daiichi are forming a joint venture, indicating that Union Bank is venturing into the pension fund sector, marking an expansion beyond traditional banking services towards retirement products.
Economic growth of India's Industrial Production Index (IIP) might have decreased to 2% in March 2026, compared to the previous month's 5.2%. This decline is attributed to challenges in manufacturing and energy sectors, increasing costs, and supply difficulties, as indicated by the UBI report.
Union Bank issues a warning about potential inflation and currency depreciation in India due to increased oil prices following tensions in the West Asia region. These conflicts could strain India's current account by putting pressure on its economy.
UBS maintains a neutral stance towards Union Bank, setting a target price at ₹195. The bank's Q4 profits surpassed expectations, indicating potential stability or improvement in net interest margins.
Union Bank aims for a 2.7% increase in Net Interest Margin (NIM), signaling optimism for improved financial growth in the near future. The bank expects a steady progression in NIM performance over time.
Motilal Oswal has assigned a 'Neutral' stance towards Union Bank and set a price target of INR 180, suggesting a cautious approach for potential investors.
Union Bank showcases robust Q4 results, particularly a rise in Small and Medium Accounts (SMA 1) book. The bank clarifies that this growth is independent of the ongoing US-Iran tensions.
Union Bank reports a net profit of INR 18,697 crores for the fiscal year 2026, showing robust financial health. The bank aims for a credit growth of around 13-14% in the upcoming fiscal year 2027.
Prabhudas Lilladher maintains a positive outlook on Union Bank, recommending accumulation, with a target price of INR 200. However, the bank's net interest income declined by 1.7% in Q1 due to reduced net interest margins. Growth is driven by the corporate segment, but an increase in liabilities might occur in the second half of FY27.
Union Bank predicts a recovery of its Net Interest Margin (NIM), suggesting an upcoming improvement in this key financial metric.
Union Bank anticipates achieving a 2.7% Net Interest Margin (NIM) by FY26 through lower slippages and increased recoveries. The rise in SMA 1 loans from regions other than West Asia is noteworthy, as well as the sanctioning of 200 trade relief loans.
On April 24th, 2026, Union Bank of India experienced a significant trading volume of 74.5 lakh shares. However, despite heavy activity, the bank's stock failed to match the performance of both the sector and market indices.
Union Bank of India proposes a dividend of INR 5 per share for the financial year 2025-26, pending approval. Today, the bank's stock peaked at INR 195.05 on BSE, indicating investor enthusiasm despite trading at INR 179.65 earlier in the day.
Union Bank's share price dropped following Q4 results, reflecting lower-than-anticipated earnings. Analysts have since revised their target projections for the bank.
Union Bank's CEO reports that the net interest margin (NIM) has reached its lowest point and is expected to rebound towards 2.7% or higher in the near future. The bank's asset quality remains steady, with fewer loan losses (slippages) being offset by successful recoveries of previous loans.
The Union Bank's MD asserts that the Reserve Bank of India's short-duration cap will not significantly impact their treasury income, predicting minimal effects on returns from government securities holdings.
Union Bank is planning a 8-9% increase in deposits for the upcoming financial year (FY27), aiming to strengthen its funding foundation and facilitate loan expansion.
Union Bank of India proposes to distribute a dividend of Rs. 5 per share to its equity shareholders, as recommended by the bank.
Union Bank's shares dropped by 9% following the release of Q4 results, mainly due to a decrease in Net Interest Income (NII) and an increase in slippages, suggesting a rise in loan defaults.
The CEO of Union Bank predicts a potential improvement in Net Interest Margin (NIM) following the January-March quarter due to an anticipated stabilization in the rate-asset mix.
Union Bank's Q4 loan losses have increased significantly, reaching INR 2,102 crores compared to Q3's INR 1,853 crores, indicating a higher risk of defaults.
Union Bank of India has approved its Q4 and annual financials for the fiscal year 2025-26. The board proposes a dividend of ₹5 per share (subject to required approvals), signaling potential benefits for shareholders if approved.
Union Bank's CEO has raised concerns about a drop in incoming remittances, which may lead to potential changes in deposit levels and loan demands for the bank due to lessened cross-border funds inflow.
The Union Bank's Managing Director plans to pursue a more rapid expansion in the fiscal year 2027, setting a competitive and ambitious tone for the financial institution.
Union Bank's Q4 profit for FY26 might decrease by nearly 10%, with an estimated PAT of approximately 4,490 crores. The bank's net interest income is projected to remain flat at around 9,560 crores, showing a minimal year-on-year increase of 0.5%.
Union Bank of India's latest report shows a surge in bad debts, with slippages reaching ₹20.2 billion compared to ₹16.6 billion last quarter, suggesting deteriorating credit health for the bank.