Piramal Finance plans to achieve a 25% increase in Assets Under Management (AUM) and double its profits by Financial Year (FY) 2026-2027. The ambitious growth strategy includes boosting earnings significantly.
Piramal Finance Limited
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Piramal Finance has scheduled a meeting with analysts on May 27, 2026, in Mumbai to review their FY26 performance. The discussion will encompass their growth objectives, profitability expectations, risk assessment, plans for AI integration, and ambitions for Assets Under Management (AUM) expansion.
Piramal Finance plans to achieve a total asset under management (AUM) of 1.5 trillion INR by FY28, aiming for a yearly growth rate of 25%. The retail portfolio's day-plus-60 (DPD) figures remain steady between 0.6% and 0.8%, while the implementation of AI-written code contributes to enhanced operational efficiency at 59%.
Piramal Finance significantly increased its Assets Under Management (AUM) to over Rs 1 lakh crore in FY26, accompanied by a tripling of profits to Rs 1,500 crore and an upgrade in credit rating to AA. However, it's important to note that gold loan risks for loans exceeding Rs 2.5 lakh can be higher due to increased business financing, potentially leading to higher default risks.
Piramal Finance intends to secure $1 billion through foreign currency loans this year, aimed at addressing the robust demand for retail credit within India's thriving economy.
Piramal Finance saw a significant 5.5% increase today, reaching near its 52-week high at Rs 2019. The stock's upward trend suggests strong investor interest, with trading above major moving averages and the 50-day moving average.
Piramal Finance reports a staggering 9x increase in Q4 profit to Rs 603 crore, attributable to exceptional gains. The company also announces a generous Rs 11/share dividend and reinforces its financial position with funding from IFC and ADB.
Piramal Finance Limited reached a new record high of Rs 1,966 on April 28, 2026, outshining both the Sensex and its sector. This impressive performance can be attributed to strong intraday volatility and momentum.
Piramal Finance has reported a significant improvement in Net Interest Margin (NIM) for Q4 FY26, reaching 6.5%, marking a 14bps year-on-year increase and a 23bps quarter-on-quarter growth. The company also noted a 32bps reduction in Gross Non-Performing Assets (GNPA). The total Assets Under Management (AUM) surpassed ₹1 lakh Cr, demonstrating a substantial 25% year-on-year increase, with growth AUM rising by 33%. Notably, Piramal Finance's credit ratings have been upgraded to AA and BB.
Nomura advises buying Piramal Finance, predicting a price of ₹2,150. The recommendation is based on projected loan growth of 25% in FY27 and an increase in ROAUM to 2.5%. These improvements come from a variety of sources including cleaning up legacy loans, expanding unsecured and gold loans, and lower funding costs.
Jefferies remains optimistic about Piramal Finance, despite a Q4 loss due to legacy provisions, attributing growth in AUM and NIM as positive indicators. The outlook for FY26-28 is encouraging due to retail asset growth, reduced costs, and improved operational efficiency. However, potential upside could be limited by a high price-to-book ratio and modest return on assets/equity.
Piramal Finance aims to grow its Assets Under Management (AUM) to ₹1.5L crore by FY28, expecting a yearly increase of 25%. The company plans to emphasize retail assets, leverage AI for improved productivity, and bolster growth in the wholesale sector.
NABARD and Piramal Finance have shown interest in short-term corporate bonds, indicating increased demand. However, new issuances are yet to be seen. The upcoming Consumer Price Index (CPI) data is anticipated at 3.4%, despite a surge in crude prices and global market volatility.
Piramal Finance anticipates an increase in non-performing assets (NPAs) during Q2, mainly due to struggles within the Micro, Small and Medium Enterprises (MSME) sector. The escalating fuel prices resulting from geopolitical conflicts such as Iran's conflict are significant contributors to this issue. The asset quality will be closely monitored until August for further insights.
Piramal Finance is keeping a close eye on the asset quality trends within the industry during July and August, aiming to gain insights that could impact their lending decisions moving forward.
Piramal Finance has achieved an Asset Under Management (AUM) of over Rs 1 lakh crore and plans to expand further through microfinance acquisitions, as per CEO Jairam Sridharan. The company aims to reach a significant milestone of Rs 1.5 lakh crore AUM by March 2028.
Piramal Finance has offloaded its stake in Shriram Life Insurance to Sanlam Emerging Markets, pocketing a sum of INR 600 crores as part of the deal, concluded on March 30, 2026.