City Union Bank has announced a 1:3 bonus issue and a dividend of INR 2 per share for the fiscal year 2025-26, with the record date set for June 12, 2025. The bank's Q4 net profit increased by 25% to INR 360 crore, and the GNPA ratio improved to 1.9%. The stock closed at INR 249.9, marking a 0.54% rise.
City Union Bank Limited
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The Reserve Bank of India (RBI) has imposed a fine of INR 10.1 lakhs on City Union Bank due to breaches in regulatory compliance, specifically related to agriculture loans and Self-Help Group data reporting. This action was disclosed according to norms set by the Securities and Exchange Board of India (SEBI).
The Reserve Bank of India (RBI) has imposed fines on City Union Bank, Mintifi Finserve, and Newa Investments for failing to adhere to certain RBI guidelines. These penalties serve as a reminder for financial institutions to comply with regulatory directions.
Karur Vysya Bank, showing a structured uptrend, is currently consolidating around the support level of ₹275, with resistance expected at ₹300. DCB Bank remains range-bound between ₹160 and ₹200, while City Union Bank trades within a narrow range of ₹242 to ₹255, indicating low momentum in both cases.
Mid-sized banks such as Karur Vysya and City Union Bank are set to expand their small and medium enterprise (SME) loan portfolios with the introduction of ECLGS 5.0. These banks have a higher exposure to SMEs compared to larger banks, making them well-positioned to benefit from this initiative.
The Reserve Bank of India has given its approval for Kotak Mahindra Bank to purchase a stake of up to 9.99% in City Union Bank. However, this decision is conditional upon compliance with various banking regulations, foreign exchange laws, and stock market rules.
City Union Bank announces a significant 18% increase in profit and a strong 23% expansion in deposits, marking a 24% annual growth rate. The bank's non-performing assets stand at a low 1.9%. The current CEO is concluding a 15-year tenure in May 2026.
City Union Bank's CEO concludes a successful 15-year tenure, with the bank reporting impressive growth in profits (18%) and deposits (23%). The annual expansion of advances stands at 26%, while non-performing assets are at 1.9%. The new CEO will take over in May 2026.
City Union Bank's MD and CEO, N. Kamakodi, has stepped down after a 15-year tenure in line with RBI norms. The bank plans to offer a 1:3 bonus share issue and distribute a dividend of Rs.2 per share. The Q4 profit increased by 24.9% to Rs.360 crore, with Net Interest Income (NII) rising by 30.9%.
Investment firm JM Financial recommends buying shares of City Union Bank, currently trading at ₹275.7. This suggests a positive outlook for the bank's future performance.
City Union Bank has announced impressive Q4 results, showing a 26% year-over-year increase in loans - the highest growth seen in the past thirteen years. The bank's management anticipates stability in net interest margin, improvements in return on assets, and a focus on lending to MSMEs, gold sectors, and secured retail segments for future growth.
M&M Finance, City Union Bank, Piramal Finance, and AU SFB have reported their Q4 financial results, covering growth prospects, necessary reserves, and the effects of the West Asian conflict on their operations.
HDFC Securities maintains a bullish outlook for City Union Bank, predicting a potential price of INR 310. Investors may consider this stock as a buy opportunity.
City Union Bank experienced a significant boost in its Q4 earnings, with net profit surging by 25% year-on-year to reach INR 3.59 billion. The bank also reported an increase in revenue by 21% YoY, reaching INR 18.55 billion, indicating robust performance throughout the quarter.
City Union Bank reported a significant 25% increase in Q4 net profit, reaching 360 crores. Notably, the bank's Net Interest Income (NII) surged by 31% to 785.8 crores. The bank showed improvement in both gross and net non-performing assets, with a decrease in gross NPA to 1.9% and net NPA to 0.68%. Provisions were made at 120 crores during this period.
City Union Bank's quarterly loan defaults (GNPA) decreased significantly in the fourth quarter, dropping from 2.17% to 1.91%. Similarly, the bank's net non-performing assets (NNPA) also declined, going down from 0.78% to 0.68%. These improvements indicate a positive trend in loan performance for City Union Bank.
City Union Bank experienced a substantial increase in trading volume by nearly five times, with shares reaching Rs.283.45, marking a 4.46% growth. Notably, RBL Bank, Cohance Lifesciences, Affle 3i, and Adani Total Gas also reported increased trading activity.
City Union Bank has given the green light for its dividend and bonus distribution, following the approval of their audited financial results.
City Union Bank (CUB) and L&T Finance (LTF) are expected to surge by up to 28%, as analysts express optimism based on strong earnings performance and a focus on rural loans for the former, reaching a PAT of ₹3,600 crores in Q4. For LTF, targets are set at ₹370 due to robust growth in earnings.
City Union Bank experiences growth due to increased demand for gold loans, yet faces potential risks from economic slowdown and its effects, particularly the ECL.
City Union Bank has approved a 1:3 bonus share issuance, implying that existing shareholders will receive additional shares, increasing their overall holdings in the bank.
City Union Bank's robust Q4 performance, marked by a 25.7% year-on-year loan growth and strong profit after tax (PAT), has prompted Elara Capital to boost their target price to ₹345. The bank demonstrates healthy asset quality with low GNPL/NNPL ratios and a respectable return on assets of approximately 1.6–1.7%. This performance indicates a potential for re-rating in the near future.
City Union Bank conducted a significant block deal on the NSE, trading approximately 1.5 million shares worth about 40.2 crore INR at a price of around Rs. 264.9 each.
ICICI Securities recommends investing in large private banks like HDFC and Kotak due to their robust financial health and promising risk-reward prospects. Smaller banks such as RBL, Bandhan, City Union, Karur Vysya, DCB, and South Indian Bank are rated as 'Buy', but potential risks from small businesses and geopolitical factors are being closely monitored.
City Union Bank has seen an upgrade in its outlook from stable to positive, as confirmed by CARE Ratings. The bank's issuer rating remains at CARE AA following a review on March 30, 2026, under SEBI Regulation 30, suggesting a favorable future perspective for the institution.