Although CSB Bank experienced minor weekly growth, its technical outlook is now bearish due to cautious investor behavior in the face of market difficulties. Investors should exercise caution when considering investments in this bank.
CSB Bank Limited
CSBBANKPrice History
Recent Discussions
Yes Securities' Shivaji Thapliyal expresses optimism towards Bank of Maharashtra, DCB Bank, CSB Bank, Star Health, and CAMS, offering positive perspectives in a recent interview. For more details, check out the full interview link.
CSB Bank maintains a high rating of CRISIL A1 for its CD and short-term fixed deposit programs, according to CRISIL's latest assessment. Additionally, the proposed Tier II Basel III bonds received a 'CRISIL A/Stable' rating, indicating a steady credit quality.
CSB Bank's CEO, Pralay Mondal, shared insights about the Q4 results and future plans for FY27. He emphasized the intention to strategically transition CSB into a comprehensive full-service banking institution.
CSB Bank experienced a significant 6.9% drop in share price to Rs.365 this week, contrasting the Sensex's modest 1.3% weekly increase. The decline appears to be due to mixed financial results, adjustments in valuation, and bearish market indicators.
CSB Bank is pivoting its attention towards the wholesale sector, with managing director Pralay Mondal expressing caution regarding gold loans.
CSB Bank reported a 6% year-on-year increase in Q4 net profit, reaching ₹202 crore. This growth is attributed to an uptick in core income, with the previous quarter's profit standing at ₹190 crore.
CSB Bank announces a significant change in its loan portfolio, reducing gold loans to less than 30%, previously over 50%. This move signifies a strategic adjustment towards diversifying their loan offerings.
CSB Bank announces revenue of INR 1.5 trillion and a profit of INR 20.16 billion in its latest financial report.
CSB Bank saw a significant decrease in quarterly provisions, falling by 74% to ₹230 million compared to the previous quarter.
CSB Bank shares surged by 6% in response to Q4 earnings, driven by a 25% increase in core income and enhanced asset quality. Notably, gross NPA reduced to 1.66%, while net NPA fell to 0.4%. However, a decline in provisions was counterbalanced by lower other income, limiting the profit growth.
CSB Bank reported a net profit of ₹63.3 crores in Q4 and FY 2026, with a capital adequacy ratio of 20.7%. Their gross non-performing assets (NPAs) were at 1.66% as of March 31, 2026.
CSB Bank reports a 5% increase in its Q4 net profit compared to the same period last year, reaching ₹2 billion. The previous quarter's profit was ₹1.9 billion.
CSB Bank shows a significant improvement in its asset quality during the fourth quarter of this year. The Gross Non-Performing Assets (GNPA) dropped to 1.66%, marking a decrease from 1.96% in the previous quarter. Furthermore, the Net Non-Performing Asset (NNPA) also declined to 0.40%, down from 0.67% QoQ, indicating better asset quality overall.
CSB Bank has experienced significant growth in deposits and advances, with a 20% increase in deposits to ₹44,246 Crore and a 26% rise in advances Year-over-Year. The Net Interest Income increased by 17% for FY26, reaching ₹1,720 Crore, while Profit After Tax rose by 7% YoY to ₹633 Crore. This indicates a healthy financial performance for the bank.
Despite a sell downgrade by Mojo Grade, CSB Bank's valuation now appears more appealing due to improved P/E and P/BV ratios relative to historical trends and peers.
On May 4, 2026, CSB Bank will reveal its audited Q4 and FY results at a board meeting. The trading window for the bank's shares will remain closed until May 6, as part of the insider trading policy.
CSB Bank has reported a significant 27% year-on-year increase in gross advances to ₹40,364 crores for FY26, with gold loans seeing a robust 53% YoY growth at ₹21,567 crores. Deposits increased by 20% YoY to ₹44,246 crores, driven by a 27% rise in term deposits. Shares of CSB Bank closed at ₹369.2 on the BSE, marking an uptick from the previous ₹360.65.
CSB Bank experiences a significant increase in gross advances to ₹403.6 billion, marking an uptrend from ₹318.4 billion earlier. Total deposits also show a robust surge, reaching ₹442.5 billion compared to the previous ₹368.6 billion.